ADT® Authorized Dealer Serving Bend & Surrounding Areas
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September 08, 2026

Does Home Security Lower Insurance Rates In Bend?

Yes! Many insurance companies give discounts for home security systems in Bend, generally ranging from 5-20% based on a few different factors. How much you save can vary quite a bit according to the carrier, where you reside, and the sort of system you select. See how to get the most savings while supplying your family with the highest level of protection

Why Do Insurance Companies Offer Home Security Discounts?

Home security systems reduce the risk of theft, which means there’s a lower chance the insurer will need to pay a covered claim. When you have monitored smoke detectors, water sensors, and CO sensors tied to your alarm system, the risk of damage from flooding and fires is lowered as well. You’re helping the insurer by minimizing their payout risk. As a result, they’re happy to give you a discount.

What Bend Home Security Systems Give You The Biggest Discount?

It makes sense that you are looking to save as much as possible. Here’s how:

  • Choose professional monitoring. A monitored system is best for your household, and it’s typically required by insurers to be eligible for a discount. Get peace of mind and save some cash to boot.

  • Add monitored environmental devices. You’ll likely qualify for a larger discount by minimizing the risk of damage as a result of fires, carbon monoxide leaks, and water infiltration. Getting your smoke alarms, water sensors, and CO detectors professionally monitored also gives your family a critical backup during emergency situations.

  • Opt for a well-rounded system. Installing a full-featured defense with video surveillance, motion sensors, window and door sensors, smart locks, and more, will be viewed favorably by the carrier and bring greater savings.

Installing a surveillance device by itself won’t instantly get you a discount. Remember that your system should be monitored. 

Steps For Getting Your Home Security Insurance Discount In Bend

The initial step to getting a discount on your premiums is to reach out to the insurer after you install your alarm system. They’ll likely want to check documents such as a monitoring agreement or alarm monitoring certificate. Leading home security companies like ADT often work with insurers and can help with the needed paperwork.

ADT Systems Check All The Boxes For Insurance Discounts

If you want the best defense and insurance savings, choose an ADT alarm system in Bend. Backed by the nation’s biggest monitoring network, ADT gives you unmatched 24/7 professional monitoring. You’ll also benefit from full-featured systems with video surveillance, smart locks, environmental alarms, and much more.

How Much Will You Save? Build Your New ADT System In Bend Today

The greatest advantage of ADT security systems is the exceptional protection they give your Bend family. Saving money on your home insurance bills is a nice bonus. Build your new system today by getting in touch with the ADT authorized dealers at Secure24 Alarm Systems. Place a call to (541) 213-2340 or submit our form below.

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